Texas insurance license: exams, fees and how to get licensed
Last checked October 17, 2026 · Sources: Pearson VUE Texas Insurance Licensing Candidate Handbook; Texas Department of Insurance agent licensing. Question counts and fingerprint fee as reported by prep guides citing the handbook; confirm in the handbook.
To get a Texas insurance license, you pass a Pearson VUE exam, get fingerprinted through IdentoGO, and apply to the Texas Department of Insurance (TDI) within 1 year. Each General Lines exam (Life, Accident & Health, or Property & Casualty) takes 150 minutes and costs $49, a scaled score of 70 passes, and TDI charges $50 per license type. The handbook doesn’t list a pre-licensing course requirement.
Texas insurance exams
| Exam | Time | Fee | Questions |
|---|---|---|---|
| General Lines – Life, Accident & Health (English or Spanish) | 150 minutes | $49 | About 130 scored (100 general, 30 Texas) plus pretest items |
| General Lines – Property & Casualty (English or Spanish) | 150 minutes | $49 | About 130 scored (100 general, 30 Texas) plus pretest items |
Time and fees from the Pearson VUE Texas candidate handbook. Question breakdown as reported by prep guides citing the handbook.
Pearson VUE says the Texas exam reports a scaled score, and 70 passes. A score below 70 shows how close you came, not the number or percentage of questions you got right, because different forms of the exam are equated for difficulty.
How to get a Texas insurance license
Most new agents choose General Lines – Life, Accident and Health, or General Lines – Property and Casualty. Each has its own exam and $50 license fee.
Download the Pearson VUE candidate handbook and content outline. The handbook lists no pre-licensing course requirement, but most people use a course or study guide.
Reserve your exam with Pearson VUE and pay the $49 fee when you book.
Get a fingerprint background check through IdentoGO, which sends your prints to the Texas Department of Public Safety.
Apply to TDI online through Sircon or NIPR and pay $50 per license type. Apply within one year of passing, or you'll need to retake the exam.
What a Texas insurance license costs
| Item | Cost |
|---|---|
| Pearson VUE exam | $49 per attempt |
| IdentoGO fingerprints | About $41, as reported |
| TDI license application | $50 per license type |
| One license, first-time pass | About $140 |
Exam and license fees from Pearson VUE and TDI; fingerprint fee as reported by prep providers. Totals are our sums.
Worth knowing
- Age: the handbook says TDI issues licenses to applicants who are at least 18.
- Veterans who pass Texas insurance exams can apply to the US Department of Veterans Affairs to have the exam fee reimbursed.
- A one-time 180-day temporary license is available for personal lines property and casualty; you must pass the state exam while it’s active.
- Expired licenses can usually be reinstated within one year of expiry without a new exam.
Common questions about the Texas insurance license
How much is the Texas insurance exam?
$49 per attempt for the General Lines exams, paid to Pearson VUE when you book.
What score do you need to pass the Texas insurance exam?
A scaled score of 70, according to Pearson VUE’s Texas handbook.
Do I need a pre-licensing course in Texas?
The Pearson VUE handbook doesn’t list a pre-licensing education requirement for the General Lines licenses. Confirm with TDI before you skip a course.
How long do I have to apply after passing?
One year from passing. After that you have to pass the exam again.
How much is the Texas insurance license fee?
$50 per license type, paid to TDI when you apply.
See our Insurance Licensing guide for how other states compare. We first checked these sources on October 12, 2026 and rechecked them on October 17, 2026. MockTestPrep is independent and is not affiliated with TDI or Pearson VUE.