Compare insurance licensing prep courses
Last checked October 18, 2026 · Sources: Kaplan’s state insurance pages (e.g. Texas Life & Health); ExamFX’s insurance packages; Pearson VUE practice tests. Not hands-on tested.
Compare insurance licensing prep courses from the two national pre-licensing providers we review: Kaplan, with clear state package prices from $139 for Life & Health, and ExamFX, with courses in all 50 states and a pass guarantee tied to its Readiness Exam. Both give 60 days of access. Pearson VUE’s $19.95 practice tests work alongside either.
At a glance
| Kaplan | ExamFX | Pearson VUE practice | |
|---|---|---|---|
| Price | From $139 (Life & Health) | Shown at checkout | $19.95 per test |
| Access | 60 days | 60 days | Per test |
| Guarantee | Kaplan Commitment refund | Refund at 80% on Readiness Exam, fail within 3 days | None |
| Live classes | Premium, where offered | Live Online package | No |
From providers’ own pages, checked October 18, 2026. Prices vary by state and line.
Comparisons and reviews
Up-front prices against a conditional pass guarantee.
→Both providers plus Pearson's practice tests.
→Five tiers from $139.
→50 states, Readiness Exam guarantee.
→Free handbook to $139.
→Codes, guarantees and employer pricing.
→Common questions about comparing insurance prep
Which providers do you compare?
Kaplan and ExamFX, the two national pre-licensing providers we review, plus Pearson VUE’s practice tests.
Which is cheaper?
Kaplan publishes package prices; ExamFX shows them at checkout, so compare both for your state before buying.
Are these comparisons sponsored?
No. We earn no commission from these providers.
See our insurance licensing guide for state rules. MockTestPrep is independent and is not affiliated with Kaplan, ExamFX or Pearson VUE.